Fixed Deposits

Fixed Deposits
Security & Safety for your life’s earnings

Our fixed deposits give you the opportunity to make a sound investment for the future. We offer you the highest level of security, attractive interest rates, flexible deposit options and a host of other benefits.

Flexible investment options

A fixed deposit can be opened with just Rs.50, 000 and you can choose the deposit that suits your needs we offer:

  • Deposits with interest at maturity
  • Deposits with monthly and annual interest payments
  • Standard fixed deposits with 1, 3, 6, 12, 24, 36, 48 and 60 month tenures
  • Flexi deposits to place deposits based on the required number of days within 30 days to 365 days

The automatic renewal option ensures that your deposit earns a higher interest continuously

  • Ability to borrow up to 90% of the fixed deposit value by way of an overdraft or a loan
  • Attractive
    interest rates
  • Option to nominate a beneficiary
  • Ability to open joint deposits
  • Inner Circle status and segment benefits for deposits over Rs.1,000,000
  • Private Banking status with personalized service for maintaining a monthly average credit balance of LKR. 10,000/- in Rupee Savings or Rupee Current account excluding investment planners AND a total relationship of LKR 20 Million in both Assets and Liabilities or Liability relationship of LKR 10 Million or Remit a Net monthly Salary of LKR 500,000 to the Nations Salary Saver Account.


  • Be a Sri Lankan National over 18 years with a valid NIC
  • A Non National holding a valid resident visa

Key Facts Document (English / Sinhala / Tamil)


Exclusively for Nations Trust Bank Customers

Now you can open Fixed Deposits via Nations Mobile App


Deposit Calculator
Simply enter the amount and term in the fields below and click calculate
How to get started

Complete an account opening form


Submit a copy of your NIC or Passport


Documentary evidence for address verification


Existing customers can open fixed deposits instantly via Online Banking



Application Form