Nations Home Loan
For creating or remodeling your private space

Building a home for your family is bound to be an emotional process. Whether you are moving to a new place or simply redecorating, Nations Home Loans will give you peace of mind as you take the first steps towards creating your dream home.

Benefits
  • From Rs. 1 Million to Rs. 50 Million, we have loans to suit your needs. *
  • Let our dedicated personnel handle all your local authority documentation requirements.
  • You can enjoy fixed or floating interest rates.
  • Your repayment period is up to 25 years.*
  • Are you a “Nations Salary Saver” customer? You get special interest rate concessions
  • You can even apply jointly with your spouse. *
  • Your loan will be processed within 15 working days. *

*Conditions Apply

Eligibility
  • Be a Sri Lankan citizen
  • Be between 21-55 years
  • Be employed in an established company we recognize
  • Earn a minimum basic salary of LKR 75,000 and a Fixed Gross Income over LKR 110,000 and net salary of LKR 150,000

(Criteria may change if self-employed/ working abroad)

Click to view Housing Loan Tariffs

*Conditions apply

 

Personal Financing Advisory

 

General Loan Terms and Conditions for Individuals

General Loan Terms and Conditions for Joint Accounts

 

Key Facts Document (English)

Key Facts Document (Sinhala)

Key Facts Document (Tamil)

 

 

Required Documents

Credit Documents

  • Duly completed Nations Home Loan application form
  • A copy of National Identity Card
  • Recent 3-month salary slips
  • A letter from your employer confirming your employment and income
  • Salary remitting bank statements for the last 3 months

Security Documents

  • Approved Survey Plan
  • Latest registered Deed
  • Local Authority documents (Street line/Non vesting/ Ownership certificates
  • Approved Building Plan
  • Selling Agreement
  • Condominium Declaration
  • Condominium Plan
  • Certificate of Conformity (COC)

(Requirement may change based on employment and loan purpose)

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How to get started
01.

Submit the Nations Home Loan application and a copy of the NIC

02.

Submit the most recent salary slips and employment confirmation

03.

 Submit your property related documents

04.

Valuation and Property verification by the bank

5.

Legal documentation process

 
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