Nations Prabuddha

Free from office stress

Nations Prabuddha

Make the rest of your life, the best of your life

  • Reward yourself with Nations Prabuddha Senior Citizen Savings Account to enjoy your golden years in peace and prosperity.


Make your savings work for you

  • Preferential interest rate of 4.0% on Nations Prabuddha Senior Citizen Savings Account.

Click here to view Savings interest slabs (effective from 1st August 2020)

Account Balance Interest Rate p.a.
0 – 4,999 3.5%
5,000 and above 4.0%
  • No penalties on pre-mature upliftment of fixed deposits for medical emergencies

Click here to view more details about the penalty waiver

  • In the event of a medical emergency if customer requires to prematurely uplift the deposit, below form should be filled and submitted to the branch along with relevant supporting documents
  • Upon evaluation of the documents and the validity of the claim, the waiver will be granted

Penal interest waiver letter (E)

Penal interest waiver letter (S)

Penal interest waiver letter (T)


  • Option to open the savings account jointly with spouse or children.
  • A loan facility up to a maximum of 15 times of the monthly pension.

Click here to view more details of pension based loan facility

  • Customer should be a government or private pensioner
  • Monthly pension should be transferred to Nations Prabuddha Savings Account
  • Net monthly pension amount should be LKR.45,000/- or above
  • Maximum loan period is 5 years
  • Minimum loan amount is LKR 200,000 & maximum loan amount is LKR 1.5Mn
  • Loan can be applied jointly with spouse or children
  • An insurance cover should be obtained by the customer which will be facilitated by the Bank
  • Age should be between 60-72 years


  • Overdraft and loan facilities based on the account balance*
  • Credit Card facility*
  • Nations MasterCard Shopping Debit Card
  • No charges for over-the counter deposits and withdrawals
  • Bank-At-Your-Doorstep service


What you need

  • Be a Sri Lankan National over 60 years, holding a National Identity Card/Valid passport residing in Sri Lanka


  • Be a Non-National over 60 years holding a valid Resident Visa


Documents/steps to get started

  • Duly completed account opening form
  • Initial deposit of Rs.2,000/-
  • Copy of the National Identity Card or Valid Passport
  • Billing proof (A recent utility bill as proof of address if the permanent address differs from NIC address)
  • Additional documents when applying for the loan facilities


Related Documents


*All credit facilities are subject to verification.


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If you require further clarification on the Nations Trust Bank financial services, please contact us on:

(0)11 4 711411

+94 (0)11 4 414141

+94 (0)11 4 682767