Nations Prabuddha

It's Never Too Late To Live The Life You Planned

Embrace tranquility and prosperity in your golden years with the Nations Prabuddha Senior Citizen Savings Account. Elevate your financial journey by amplifying your investments and unlocking a world of exclusive benefits as an esteemed member of our Inner Circle or Private Banking.


Make your savings work for you

Preferential interest rate of 4.0% on Nations Prabuddha Senior Citizen Savings Account.

Click here to view Savings interest slabs (effective from 1st August 2020)

Account Balance

Interest Rate p.a.

0 – 4,999


5,000 and above

  • No penalties on pre-mature upliftment of fixed deposits for medical emergencies

Click here to view more details about the penalty waiver

  • In the event of a medical emergency if customer requires to prematurely uplift the deposit, below form should be filled and submitted to the branch along with relevant supporting documents
  • Upon evaluation of the documents and the validity of the claim, the waiver will be granted

Penal interest waiver letter (E)

Penal interest waiver letter (S)

Penal interest waiver letter (T)

  • Option to open the savings account jointly with spouse or children.
  • A loan facility up to a maximum of 15 times of the monthly pension.

Click here to view more details of pension based loan facility

  • Customer should be a government or private pensioner
  • Monthly pension should be transferred to Nations Prabuddha Savings Account
  • Net monthly pension amount should be LKR.45,000/- or above
  • Maximum loan period is 5 years
  • Minimum loan amount is LKR 200,000 & maximum loan amount is LKR 1.5Mn
  • Loan can be applied jointly with spouse or children
  • An insurance cover should be obtained by the customer which will be facilitated by the Bank
  • Age should be between 60-72 years
  • Overdraft and loan facilities based on the account balance*
  • Credit Card facility*
  • Nations MasterCard Shopping Debit Card
  • No charges for over-the counter deposits and withdrawals
  • Bank-At-Your-Doorstep service
What you need
  • Be a Sri Lankan National over 60 years, holding a National Identity Card/Valid passport residing in Sri Lanka


  • Be a Non-National over 60 years holding a valid Resident Visa
Documents/steps to get started
  • Duly completed account opening form
  • Initial deposit of Rs. 10,000/-
  • Copy of the National Identity Card or Valid Passport
  • Billing proof (A recent utility bill as proof of address if the permanent address differs from NIC address)
  • Additional documents when applying for the loan facilities  
Exclusively for Nations Trust Bank Customers

Now you can open a Nations Prabuddha savings account via Nations Mobile App


Application Form