You can top up your wallet instantly using your linked debit/credit card, via cash deposit at designated locations, or through bank transfers.

Yes, your FriMi account acts as a savings account with Nations Trust Bank and earns attractive interest.

Top up via online transfers from other banks, cash deposits at NTB CDMs, salary account setup, or linking other bank accounts via JustPay.

Here are some of the simplest of ways for you to top up your FriMi

• Online Fund Transfers from other banks
• Setting up FriMi as your Salary account
• Cash deposits via Nations Trust Banks’ CDMs
• Adding your other bank accounts onto FriMi via JustPay

All aspects of FriMi are optimized to provide an effortless, branchless, digital, and an overall convenient lifestyle and banking experience, whenever – wherever!

User friendly app for all your banking & money matters!

Start earning interest on your savings today by effortlessly setting aside money for regular expenses with the Savings Pot. Save as you spend by rounding up to the nearest 50, 100, or 500 with Round Up Savings, and effortlessly automate your savings towards your goals with Bucket List Savings.

Best Debit Card in town

You can effortlessly request a physical MasterCard debit card through the FriMi app, to be dropped off at your door – perfect for cash withdrawals from any LankaPay ATM across the island. Plus, it's a MasterCard, so it's good to go anywhere, even overseas, for all your spending needs! If you're more of an online shopper, you can request a virtual debit card right from the FriMi app which will be accessible through the app.

Stay in control with Personal Finance Management

With our handy Personal Finance Management (PFM) tool, you can budget your month, stay guilt-free when it wraps up, and effortlessly keep tabs on your spending.

Multiple ways to move your money

SEND MONEY:

This quick and effortless feature lets you send up to Rs. 1Mn a day instantly to any FriMi friend using their mobile number – and it's totally free!

FUND TRANSFER:

Whether it's to any NTB account or another bank, FriMi does it the best – super-fast and effortlessly!

REQUEST MONEY

Thanks to this fantastic feature, you’re no more at the risk of running short of cash cz your loved ones are just a buzz away with FriMi.

CASH TOKEN:

No bank account? No smartphone? No worries! With FriMi Cash Tokens, you can send money to a person’s mobile number. Just enter the code and OTP received via SMS at any Nations Trust ATM to withdraw – It's that effortless!

Multiple ways to pay

LANKAQR Payments:

With FriMi, you can scan any LANKAQR code displayed at various merchants, including restaurants, supermarkets, or even on the expressway. Going cashless is the new cool.

USE YOUR MOBILE NUMBER:

This is available at leading supermarkets, top retailers, and leading e-commerce platforms. The process is effortless – just provide your mobile number to the cashier or e-commerce payment gateway, and easily accept the transaction notification in-app.

REMOTE PAYMENTS:

You can accept payment requests from merchants wherever you are, eliminating the need to be physically present at the pay point.

One-stop for all bill payments and reloads!

From settling electricity and water bills to insurance premiums and uni fees, all from one effortless app at your fingertips.

The FriMi Bill Presenter

No more waiting for physical bills! We've partnered with selected billers to seamlessly present your monthly outstanding dues through our app.

One stop solution for all Credit Card Bill Payments

FriMi allows you to pay credit card bills of other banks wherever you are & at your convenience with just a few taps.

Split the bill Share the guilt

After you've taken care of any purchase, you can instantly divide the bill among your friends. Our bill-splitting feature makes it effortless to keep tabs on all splits and manage them with your friends for any shared expenses.

It’s a 3 in 1 app that provides you with a real-time Digital Banking account, Mobile Wallet & Payment System - it’s quick, easy & totally effortless!

What sort of an application is this?

It’s a fast, easy & financially liberating lifestyle app that will make your life effortless. With FriMi you can manage all your money from one place by earning, saving, transferring, shopping & paying for anything - anywhere – anytime.

Yes. FriMi is powered by Nations Trust Bank (NTB), hence your money & privacy are absolutely in safe hands! Also, our app security measures are reinforced with a Biometric Security system which can protect your account from any cyber or mobile breach.

Yes. FriMi is by Nations Trust Bank PLC.

FriMi is Trilingual – allowing FriMians to choose Sinhala, Tamil or English according to their preference.

You can effortlessly log in using the Username & Password, PIN or biometrics.

You can find your FriMi ID in the Profile section of the app, easily accessible by tapping the Profile icon on the top left of the Home screen.

You can visit the ‘Portfolio’ section in-app to find your FriMi Account details including your FriMi account number, branch name & other account related details. The Portfolio section will also have your other accounts & card details in one view.

You can also tap on “Add money” > “Transfer money from another bank” to view FriMi account details & branch name.

Yes, here’s a detailed view of what you’re in for exactly;

Note– Other standard banking charges may apply.

The moment you download the app & register with FriMi you’ve also opened your own Secure, Real-time NTB savings account. Not only is this paper-work free, but it’s also just a click away giving you immediate access to your cash whenever-wherever & complete financial independence 24/7! FriMi is not your average mobile banking app, it’s much more than a standard wallet, & here’s the best part, it’s not restricted to just one Bank since you can effortlessly add your other Bank accounts via JustPay! Unlike any other financial app, FriMi can manage everything for you - from the convenience of online banking, saving, shopping, moving money, card-less withdrawals, & effortless transactions along with multiple app customization options.

Absolutely! We have a separate app to support your business. Drop a buzz on 0114374473 & we’ll tell you how. You can also use the FriMi My QR option available on the FriMi app to accept payments.

The FriMi My QR option allows you to accept payments from any LANKAQR-enabled app, as well as UPI (India) and China Union Pay (CUP) enabled apps from tourists, letting your inner entrepreneur get going effortlessly. You can find FriMi My QR acceptance fees in the ‘Charges’ section above. To access your My QR in-app, long press your profile icon or go to the Center menu > More > My QR.

Nope, you don't need an NTB account to use FriMi! Just register with FriMi, & you're good to go. After verification, you’ll automatically have an NTB account. If you already have one, it'll be verified & activated right away. If not, no worries! You can get verified through a quick video call link sent via SMS, or visit any NTB branch or meet our friendly staff. Once your FriMi account is verified, you're all set to start using it!

FriMi is always with you and ready to handle any transaction, whether it's shopping, settling bills, dining with friends, splitting the bill, gifting on special occasions, or sending money to a loved one. You can use FriMi to transfer funds from anywhere to anyone for anything, anytime.

Yup, you can schedule card payments & bill payments for utilities, mobile, broadband, insurance, and more. Pick one-time or recurring schedules, whether it's daily, weekly, monthly, quarterly, or annually.

We accept the NIC & Passport for FriMi onboarding. Currently, the Driving License can’t be used to get onboard.

Once you are a fully verified FriMian, you can visit 'Transaction Settings' section in-app to view & customize transaction limits for each type, tailoring them to your needs within the specified maximums. Yes, it’s that effortless!

You can download the FriMi app from the app store & log in. If you've forgotten your FriMi username, PIN, or password, simply follow the "Forgot username," "Forgot PIN," or "Forgot password" option. If you've forgotten your FriMi ID, just choose the "Need to know your FriMi ID?" option.

Fast enough that you can do anything in just a matter of seconds - but hey, your speed mainly depends on the strength of your data connection!

Any smart phone or tablet device with Android, iOS or HarmonyOS. (Android Marshmallow 6.0 & above / iOS 13 & above)

Just give a buzz to 0114374377 for updates on any FriMi account activation inquiries.

It’s simply effortless! Here are some options:

• Add funds from one of your own accounts at Nations Trust Bank through the 'Add Money' option or as a 'My own NTB account' Fund Transfer
• Link your other bank accounts to your FriMi account via JustPay to add money
• Via a Nations Trust bank Cash deposit machine
• Via any branch of Nations Trust Bank
• Via online banking from any other Bank
• Move the salary to your FriMi account - most FriMians prefer this option

We’ve got a solid lineup for all your savings above Rs. 10,000. Here’s what they look like;

You can find our updated list of FD rates on the -Nations Trust Bank page

Yes, you can. Simply drop a buzz on our hotline & our support team will assist you with it or you can even tap the Message icon on the top right of the home screen in-app to live chat with for real-time assistance.

Rate will depend on the revised period & will be known only at the time of withdrawal.

No need. You can uplift the FD through the Service Request section in-app.

Savings Pots help you to identify your financial priorities for the month & helps you be prepared so that you wouldn’t easily be caught off-guard. FriMi offers you 05 separate savings pots to plan ahead. They're like separate mini savings accounts in the app allowing you to effortlessly withdraw, add more funds, rename, or close whenever you want. You can even add money to your savings pot from your other Bank accounts linked to FriMi.

Yes, you need to deposit a minimum of LKR 500 when opening a Savings Pot.

Yes, there is a special interest rate on your money. Checkout the table above & see the available interest rates.

Yes, you can effortlessly choose the ‘Close’ option to close the savings pot & withdraw money to either your FriMi account, savings pot or NTB account.

No. You can only withdraw money into the FriMi account & then make your transactions.

If the wrong number is not on FriMi it will be converted to a FriMi token & sent via SMS to the recipient. If by chance, the wrong number happens to be a FriMi account, the money will be instantly transferred to that account. Just a friendly reminder to double-check the number you're sending money to.

It’s a unique feature offered by FriMi where you can send money to any one in Sri Lanka who has a mobile number. You can send up to LKR 25,000 per transaction.

A token recipient can visit any Nations Trust ATM island wide & withdraw the money.

if the recipient does not withdraw token in 7 days, it will be expired & the sender will get back the money.

If the wrong number is on FriMi it will convert as ‘Send Money’ & will be sent instantly to their FriMi account. If the wrong number is not on FriMi or is invalid the money will come back in 7 days. Just a friendly reminder to double-check the number you're sending cash tokens to.

No, due to security requirements, the app will not be compatible on such devices.