Please be informed that effective April 1, 2025, the interest payment threshold for Generic Savings and FriMi Savings accounts will be revised to minimum Rs. 5,000. For more details, contact us at 0114 711 411. Thank you for banking with us.

සාමාන්‍ය ඉතුරුම් සහ ෆ්‍රීමි ඉතුරුම් සඳහා ඇති අවම පොලී ගෙවීමේ සීමාව, 2025 අප්‍රේල් 1දා සිට බලපැවැත්වෙන පරිදි රු. 5,000 ලෙස සංශෝධනය වන බව කරුණාවෙන් සලකන්න. වැඩිදුර විස්තර සදහා 0114 711 411 අමතන්න. ස්තූතියි.

பொதுவான சேமிப்புகள் மற்றும் FriMi சேமிப்புகளுக்கான வட்டிக் கொடுப்பனவின் அடிப்படை அளவு 2025 ஏப்ரல் 1 தொடக்கம் நடைமுறைக்கு வரும் வகையில் குறைந்தபட்சம் ரூ.5,000 ஆக திருத்தம் செய்யப்படும் என்பதை தயவுசெய்து கவனத்தில் கொள்ளவும். மேலதிக விபரங்களுக்கு, 0114 711 411 என்ற எண்ணைத் தொடர்பு கொள்ளவும். நன்றி.

If you need help with filling out the form or have any questions, feel free to reach out to your nearest Inland Revenue Regional Office or call the Inland Revenue Call Centre at 1944.

Stay informed, and make sure to submit your self-declaration before the deadline to avoid AIT deductions on your interest income.

Please feel free to contact your branch for any assistance in this regard.

Thank you for choosing Nations Trust Bank.

• Joint Account Holders: Each individual must submit a separate self-declaration for their share of the interest income.
• If the information in your declaration is found to be incorrect, your declaration will be considered invalid, and AIT will be deducted. Inaccurate information may also lead to penalties under the Inland Revenue Act.

Upon receiving a valid declaration as outlined in the IRD circular “SEC/2025/E/03” dated 28.03.2025, the Bank will not deduct any taxes from interest payments to those individuals.

• TIN Requirement: You must have a Taxpayer Identification Number (TIN) to submit the self-declaration. Ensure that your TIN is included in the form.
• The self-declaration is valid for one year of assessment only (April 1st to March 31st of the following year). You must submit a new declaration each year.
• If AIT has already been deducted from your interest income before submitting the self-declaration, the bank cannot refund the deducted amount. You must apply for a refund directly with the Inland Revenue Department.
• If you open a new deposit account, your previous declaration becomes invalid, and you will need to submit a new one.

Can a Guardian Submit a Declaration for a Minor?

Yes! If you're a guardian for a minor, you can submit the declaration on their behalf but be sure to include the guardian's NIC and TIN.

Assessable income includes:

• Salary or wages from your job
• Business or professional income
• Investment income, such as interest or dividends
• Any other income subject to tax under Sri Lankan law.

How to Submit the Self-Declaration?

• Download the form from the Inland Revenue Department's website (www.ird.gov.lk).
• Fill out the form accurately and submit it to your bank or financial institution where you hold your deposits.
• If you have accounts with multiple banks or institutions, submit a separate declaration to each.

• You must be a Sri Lankan resident as per the Inland Revenue Act.
• You must earn interest income from Sri Lankan banks or financial institutions.
• Your total assessable income (from all sources, including salary, business income, and investments) should not exceed Rs. 1,800,000 for the relevant year of assessment.

• Interest paid to foreign currency accounts.
• Interest paid to persons who have obtained an approval from the Department of Inland Revenue (IRD) to claim an exemption or a reduced rate for AIT on deposit interest and have advised the Bank to act based on such approval issued by the IRD
• Amounts derived by,
  • The government of a foreign country or territory, as specified under diplomatic immunity laws or similar laws.
  • An international organization, as specified under diplomatic immunity laws, similar laws, or an agreement with the Sri Lankan government.

provided that the exemption provided under the agreement shall be broader than that provided under diplomatic immunities law or a similar law.

• If you are a Sri Lankan resident and your assessable income (from all sources) does not exceed Rs. 1,800,000, you may be eligible for relief from AIT on your interest income by submitting a self-declaration to your bank or financial institution.

Based on the Inland Revenue (Amendment) Act, No. 2 of 2025 certified by the Speaker on 20 March 2025, below changes will be effective from 1 April 2025.

• Dear Customer,
  Please click https://www.nationstrust.com/fees-and-charges-en to view the latest updates on fees and charges.
• හිතවත් පාරිභෝගිකය,
  අපගේ ගාස්තු සහ අයකිරීම් පිළිබඳ යාවත්කාලීන කිරීම් සඳහා https://www.nationstrust.com/fees-and-charges-si ක්ලික් කරන්න.
• அன்பார்ந்த வாடிக்கையாளரே,
  கட்டணங்கள் மற்றும் அறவீடுகள் பற்றிய விபரங்களுக்கு https://www.nationstrust.com/fees-and-charges-ta மீது கிளிக் செய்யவும்.

• வாடிக்கையாளர்களுக்கு 2026 ஜனவரி 15 ஆம் திகதிக்கு முன்னர் எழுத்துப்பூர்வமாகவோ அல்லது டிஜிட்டல் முறையிலோ கோரிக்கைகளை சமர்ப்பிக்க முடியூம்.
• ஏற்கனவே உள்ள கடன்கள் மற்றும் முன்பணங்களுக்கு (3–6 மாதங்கள்) தற்காலிக திருப்பிச் செலுத்தும் நிவாரணம்.
• தாமதமடைந்த வட்டி அல்லது தற்காலிக இடைநிறுத்தத்தின் போது மேலதிக வட்டி அறவிடப்படுவதில்லை. சலுகை வீதங்களின் கீழ் புதிய நிவாரண கடன் வசதிகள்.
• மீள அனுப்பப்பட்ட காசோலைகள்இ தாமதக் கட்டணம்இ திருத்தக் கட்டணம் போன்ற கட்டணங்களிலிருந்து விடுவித்தல் (2026 ஜனவரி 31 வரை)
• உங்களுக்கு ஏதேனும் புகார்கள் இருந்தால்இ இலங்கை மத்திய வங்கியின் நிதி நுகர்வோர் உறவூகள் துறையின் இயக்குநரை தொடர்பு கொள்ளவூம்.

மேலே உள்ள அனைத்தும் குறிப்பிடப்பட்ட இலங்கை மத்திய வங்கியின் சுற்றறிக்கைக்குட்பட்டு நேஷன்ஸ் டிரஸ்ட் வங்கியின் உள்ளக செயற்பாடுகளுக்கமைவானதாகும்.

• ගනුදෙනුකරුවන්ට 2026 ජනවාරි 15 වන දිනට පෙර ලිඛිත හෝ ඩිජිටල් ආකාරයෙන් ඉල්ලීම් ඉදිරිපත් කළ හැකිය.
• පවතින ණය සහ අත්තිකාරම් සඳහා තාවකාලික ආපසු ගෙවීමේ සහනයක් (මාස 3‐6) ප්‍රමාදය වූ පොලී සඳහා හෝ තාවකාලිකව අත්හිටුවීම් කාලය තුළ අමතර පොලී අය නොකිරීම.
• සහනශීලී අනුපාත යටතේ නව සහන ණය පහසුකම්.
• ආපසු එවන ලද චෙක්පත්, ප්‍රමාදය වූ ගෙවීම් ගාස්තු සහ සංශෝධන ගාස්තු වැනි ගාස්තුවලින් නිදහස් කිරීම (2026 ජනවාරි 31 දක්වා) ඔබට කිසියම් පැමිණිල්ලක් ඇත්නම්, ශ්‍රී ලංකා මහ බැංකුවේ මූල්‍ය පාරිභෝගික සබඳතා දෙපාර්තමේන්තුවේ අධ්‍යක්ෂ අමතන්න.

ඉහත සියල්ල, ශ්‍රී ලංකා මහ බැංකුවේ සඳහන් කරන ලද චක්‍රලේඛයට යටත් වන අතර නේෂන්ස් ට්‍රස්ට් බැංකුවේ අභ්‍යන්තර ක්‍රියාවලියන්ට ද යටත්වේ

As per CBSL Circular No. 04 of 2025 dated 5th December 2025, the Bank will offer the following support to affected customers by the recent Cyclonic & Flood Disaster:

• Customers may submit requests in writing or electronically by 15 January 2026.
• Temporary repayment relief on existing loans & advances (3–6 months).
• No additional interest on deferred interest or during suspension.
• New relief loan facilities at concessionary rates.
• Waiver of charges such as cheque returns, late payment fees, and modification fees (until 31 Jan 2026).
• If you have any complaints, you may contact the Director of the Financial Consumer Relations Department of the Central Bank of Sri Lanka.

All the above are subject to Nations Trust Bank’s internal processes and the mentioned CBSL Circular.

Dear Customer, please note that our consumer banking service tariffs will be revised effective 1st March 2026. Visit Tariff-Jan26 for details. A detailed schedule of charges will also be available at all our branches. Thank you.