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World Mastercard Credit Card
The card giving you an elite lifestyle
While you aspire towards your dreams, join in the Elite lifestyle. Nations Trust Bank is inspired by the symbol of the blue sapphire and ruby, standing for more than radiance and status. That is why the Nations Trust Bank World Mastercard, aims to give you a ticket to a premium experience, whether by global air travel or luxury life.
Mastercard Worldwide is a leading global payments solution company that provides a family of well-known, widely-accepted payment card brands including Mastercard®, Maestro® and Cirrus® and serves consumers, financial institutions, and businesses in over 210 countries and territories worldwide.
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Benefits
Cashback that rewards your everyday
Complimentary Travel Insurance (Diamond Club)
Priority Pass
Benefits that befit your standing
Cashback Earning
- Cardholder will earn 10% cashback on supermarket transactions each month.
- The maximum cashback that can be earned under this category is LKR 1,000 per month.
- To be eligible for the 10% cashback, a minimum monthly spend of LKR 25,000 within the statement cycle is required.
- Cardholder will earn 0.1% unlimited cashback on all other monthly expenses.
Cashback Crediting
- Cashback points earned for a given statement cycle will be credited to the card account after the statement is generated.
- Credited cashback points will appear on the following month’s statement.
Terms & Conditions – Cashback Programme
- All Mastercard World Cardholders will be automatically enrolled in the Cashback Programme upon issuing of their card.
- The Points balance as of the statement date will be communicated to the Cardholder via the monthly statement of account.
- Cashback points cannot be transferred or used against any other promotions, discounts, or offers.
- Adjustments may be made to Cashback Points in the event of credits arising from returned goods, service reversals, or billing disputes.
- The Bank reserves the right to suspend or terminate the Programme at its discretion. In such an event, advance notice will be provided to Cardholders.
- If a Cardholder cancels the Card Account, all accumulated Cashback Points will be automatically forfeited.
- For accounts blocked due to overdue payments, Cashback earning and redemption privileges will be suspended with immediate effect.
- The Bank also reserves the right to modify or amend these Terms & Conditions at any time.
Enjoy peace of mind with complimentary travel insurance cover of up to USD 60,000 for medical expenses and USD 200,000 for travel accidents, giving you added confidence every time you travel.
- Accident & Sickness Medical Expenses (Medical Evacuation and Death repatriation included)
- Common Carrier Personal Accident - Death, Permanent Total Disablement as per the Table of Losses
- Personal Accident - Death, Permanent Total Disablement, Loss of both limbs / both eyes - 100%, Loss of 1 Limb / 1 eye - 50%
- Common Carrier Baggage Loss (Complete and Permanent Loss only) - maximum article value is limited to 10% of the limit
- Delay in Checked In Baggage (Reimbursement of toiletries / medication / clothing only)
- Loss of Passport (Reimbursement of replacement costs only)
- Personal Liability
- Legal Fees (Wrongful Arrest)
- Hijacking
- Trip Delay (Reimbursement of Accommodation and meals only)
- Trip Cancellation
- Golfer’s Hole in one
- Grand Prix Special
- Tennis Winning Sets
- World Cup Specials
- Access to over 1300 airport lounges in more than 300 cities in over 100 countries worldwide.
- Entry to over 70 US lounges, usually reserved exclusively for an airline’s own programme members.
- Complementary refreshments and snacks as per the respective lounge’s standard policies.
- Access to business facilities – email, internet, phones, fax machines and even conference space in some lounges.
- Entry for your guests – they can join you in the lounge for a nominal fee.
- A special Priority Pass membership card issued to you separately, along with your World Mastercard Card. All you have to do is, ensure you carry your Priority Pass membership card whenever you travel in order to access the lounge aboard the programme.
- Priority Pass airport lounge visit has been revised from USD 32 to USD 35 per person per visit with effect from 1st October 2023.
Eligibility
Individual over 18 years
Resident of Sri Lanka
No negative CRIB records
Income Requirement - Monthly Net income of LKR 150K
Doctors - Based on their grade and registered with the Sri Lanka Medical Council
Professionals: Accountants & Finance, IT Professionals, Engineers, Architects - Minimum Net Income LKR 200,000
Credit plus - LKR 200,000 credit turnover from personal account OR Other bank credit card limit of LKR 500,000
Card approval is subject to bank's selection criteria
Related Documents
FAQs
You may activate your card and set your Personal Identification Number (PIN) using any of the following methods.
- Nations Direct Mobile Banking app – Click to view
- Visit an NTB ATM & follow the on‑screen instructions.
- Or simply call us on +94 11 441 4155.
You can apply for any American Express credit card of your choice by visiting Best Credit Cards, Credit Card Offers in Sri Lanka or by simply visiting your nearest branch
Credit card payments must be made to NTB via:
- Nations Direct Mobile Banking app
- FriMi app
- CEFT transfer from any bank
- Over-the-counter payments at NTB branches
- Cash Deposit Machines (CDMs)
You can check your credit card balance via:
- Nations Direct Mobile Banking app
- Online Banking
- FriMi
- 24-hour contact center
Log on to the Nations Direct Mobile Banking app and block the card and call our 24-hour call center immediately for assistance
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