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Smart Wealth Plus
Where the Wealth You Build Meets the Protection You Need.
Building wealth shouldn't mean choosing between financial growth and protection. Smart Wealth Plus brings both together in a single solution, helping you grow your wealth through long-term savings while providing the financial protection you and your loved ones deserve.
Union Assurance PLC is licensed by the Insurance Regulatory Commission of Sri Lanka (IRCSL).
Inquire NowBenefits
Rewarding Loyalty Bonus at Maturity
Enhance Wealth Growth with Flexible Top-Ups
Access Funds When Financial Needs Arise
Choose How You Receive Your Maturity Benefits
Secure A Steady Income for Your Retirement
Peace Of Mind Through Comprehensive Protection
FAQs
Smart Wealth Plus is a life insurance solution that combines life protection with long-term wealth accumulation. It helps provide financial security for your loved ones while building a fund that has the potential to grow through competitive dividend rates and a loyalty bonus, supporting your long-term financial aspirations.
Smart Wealth Plus offers premium payment terms of 5, 7, or 10 years, allowing you to complete your premium payments within a shorter period while continuing to enjoy life protection and wealth accumulation benefits over a policy term of 12 to 40 years.
Smart Wealth Plus provides life insurance protection by paying the higher of the Basic Sum Assured or the Investment Account Balance to your nominated beneficiaries in the event of the Life Assured's untimely death. You can also enhance your coverage through a range of optional protection covers to suit your personal and family needs.
At maturity, you will receive your accumulated Investment Account Balance, together with a loyalty bonus, provided all due premiums have been paid throughout the policy term. Based on the option selected at policy commencement, your maturity benefits can be received either as a lump-sum payment or as a regular monthly income for 10, 15, or 20 years.
Yes. Smart Wealth Plus is designed to adapt to your unique financial objectives and lifestyle. You can tailor key aspects of your plan, including the policy term, premium payment term, premium payment frequency, maturity payout option, and optional protection benefits.
Yes. Smart Wealth Plus allows you to make top-up contributions, enabling you to enhance your policy fund value whenever you have surplus funds available, subject to applicable terms and conditions.
Smart Wealth Plus provides the flexibility to access a portion of your policy fund value in the event of an unforeseen financial need, subject to the applicable terms, conditions, and withdrawal limits.
Smart Wealth Plus is underwritten and issued by Union Assurance PLC, one of Sri Lanka's leading life insurance companies, providing the expertise and financial strength behind your long-term wealth and protection needs
Smart Wealth Plus is available to individuals aged 18 to 63 years (nearest birthday), subject to the applicable underwriting requirements and policy terms and conditions. This makes it a suitable solution for individuals looking to build long-term financial security while planning for their future goals.
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