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- Personal Foreign Currency Account
Personal Foreign Currency Account
A foreign currency account for eligible individuals.
A PFCA (Personal Foreign Currency Account) allows eligible individuals to hold and manage funds in designated foreign currencies, subject to applicable regulations and documentation.
Open Account NowBenefits
Hold funds in designated foreign currencies
Convenient access through branches and enabled digital channels*
Statements and reporting to track your foreign currency balances
Offers the convenience of managing Savings Accounts, Current Accounts and Fixed Deposits all under one flexible account.
Eligibility
An individual including a minor who is a Sri Lankan National.
An individual of Sri Lankan origin including a minor who is a resident outside Sri Lanka.
A non-national resident in Sri Lanka.
A Non-national either on temporary visit to Sri Lanka or intending to visit Sri Lanka.
An administrator or executor may operate the deceased person’s PFCA until the estate administration is completed.
Key Facts Documents
All existing
- Non-Resident Foreign Currency Accounts (NRFCA)
- Resident Foreign Currency Accounts (RECAs)
- Resident Non Nationals' Foreign Currency Accounts (RNNFCAS)
- Non-Resident Non-National Foreign Currency Accounts (NRNNFCAs) opened and maintained under the provisions of the repealed Exchange Control Act i now known as Personal Foreign Currency Accounts (PFCAs)
Debits and credits to the PECAs are subject to the regulation and the direction issued by Central Bank of Sri Lanka
Each of the eligible category to open PECAS should submit relevant documentation when opening the account as per the direction
Loan schemes available for Sri Lankan working abroad community & Sri Lankans resident outside Sri Lanka on Permanent Residency Visa (PR) in another country & Dual Citizens (under Regulated Loan Schemes)
FAQs
A PFCA is a foreign currency account for saving and managing remittances or deposits.
Eligible Sri Lankans, Sri Lankans abroad, and foreign nationals can open a PFCA.
PFCA options include Savings, Current (no overdraft), and Fixed Deposits.
All previous NRFC, RFC, RNNFC, and NRNNFC accounts are now classified as PFCAs.
Yes, regulated loan schemes are available for Sri Lankans abroad, PR holders, and Dual Citizens.
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