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Nations Smart ATMs

Bank smarter with instant cash, deposits, and services anytime

Experience the next generation of physical banking with Nations Smart ATMs and Cash Recycling Machines (CRMs). Designed to deliver speed, convenience, and efficiency, these next-generation machines enable you to perform essential banking transactions quickly and securely With Nations Smart ATMs, everyday banking becomes quicker and more intuitive. The user-friendly interface lets you customise your home screen with favourite transactions, withdraw cash in your preferred denominations, transfer funds instantly, and settle bills. It’s the perfect blend of innovation and reliability, available 24/7 across Sri Lanka.

Key Features

  • Personalised Quick Access
  • Preferred Denomination Selection
  • Cash Deposits via CRMs
  • Island-Wide Network
  • Universal Card Acceptance

FAQs

Unlike traditional ATMs, our Smart ATMs and CRMs (Cash Recovery Machines) learn your banking patterns. They allow you to save frequent transactions as "Favorites," choose the specific mix of cash denominations you want to withdraw, and even perform cardless transactions.

Yes. When withdrawing amounts over LKR 500, the Smart ATM allows you to select your preferred bill mix (e.g., more LKR 100 notes or LKR 5,000 notes) so you don't have to worry about finding change later.

You can save your most frequent transactions—such as a specific bill payment, a transfer to a loved one, or your usual withdrawal amount—as a "Favorite." This allows you to complete the transaction with a single touch during your next visit.

Yes. Our Smart ATMs support fully digital, remote withdrawals via third-party cash tokens. You can also use the Nations Direct Mobile App to facilitate cardless access.

CRMs are "all-in-one" hubs where you can: 

  • Make real-time Cash Deposits (credited instantly).
  • Pay Utility Bills (Water, Electricity, Telecom).
  • Settle Nations Trust Credit Card bills.
  • Request Cheque Books and Bank Statements.

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