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Nations Fixed Deposits

Security & safety for your life's earnings

Nations Trust Bank gives you the opportunity make a sound investment for the future. We offer you the highest level of security, attractive interest rates, flexible options and a host of other benefits on your fixed deposits.

RUPEE - FIXED DEPOSIT

Flexible investment options

A fixed deposit can be opened with just Rs. 50,000 and you can choose the deposit period to suit your needs.

Deposits can be opened for the following tenures:

  • 1, 3, 6 and 12 months
  • 2, 3, 4 and 5 years

You also have the option of withdrawing your interest at:

  • Maturity
  • Monthly (applicable only for deposits of 6 months and above)
  • The automatic renewal option ensures that your deposit earns high interest continuously.

Banking with ease

When you bank with us, you enjoy an unparalleled level of service and convenience. We offer you 365-day banking with extended banking hours, providing access to your account. Our branch network is linked online, which enables you to access your account and transact at any of our branches. Furthermore, our Personal Banking Centres located at select Keells Super outlets offer you the flexibility to bank daily from 10.00 am to 8.30 pm

24-hour account access

You can access your account through the Nations Global Cash Card linked to the Cirrus/Maestro network in Sri Lanka or anywhere in the world.

XPress overdraft facility

You can borrow up to 90 per cent of your fixed deposit value by way of an overdraft or a loan in an emergency


RESIDENT FOREIGN CURRENCY ACCOUNT - FIXED DEPOSIT

Benefits
RFC accounts can be credited with:
Inward remittances, received in favour of the account holder except as proceeds of export of goods and services by the account holder or as remittances to the credit of a Non-Government Organization (NGO).

Foreign exchange brought to Sri Lanka on arrival by the account holder – as any unutilised balances of foreign exchange granted for travel abroad.


Funds in a RFC account can be utilised for:
Making any payment in foreign currency to or for the credit of a person resident outside Sri Lanka.

Transfer of funds from one RFC to another RFC.

Making any payment in Sri Lanka in Rupees converted at the prevailing rate of exchange.

Fixed rate of interest will be paid for the period agreed.

  • Deposits can be made for tenures of 1, 3, 6 and 12 months.
  • Nominations are accepted.

Eligibility

  • An individual resident in Sri Lanka, whether or not he/she is a Sri Lankan citizen, is eligible.
  • A citizen of Sri Lanka holding a valid National Identity Card or passport and residing in Sri Lanka is eligible.
  • The minimum age is 18 years.

Requirements

  • The bank's standard account opening forms should be completed.
  • A copy of the National Identity Card or passport is required.
  • Minimum deposit should be USD 1000 or equivalent.

 

NON-RESIDENT FOREIGN CURRENCY ACCOUNT - FIXED DEPOSIT

Benefits

  • NRFC accounts can be credited with:
    • Inward remittances in foreign exchange in favour of the account holder.
    • Foreign exchange brought to Sri Lanka on arrival by the account holder.

  • Funds in a NRFC account can be utilised for:
    • Making any payment in foreign currency to or for the credit of a person resident outside Sri Lanka.
    • Transfer of funds from one NRFC to another NRFC.
    • Making any payment in Sri Lanka in Rupees converted at the prevailing rate of exchange.
    • Issue of foreign exchange for travel purposes.

  • Fixed rate of interest will be paid for the period agreed.
  • Deposits can be made for tenures of 1, 3, 6 and 12 months.
  • Nominations are accepted.

Eligibility

  • Sri Lankan citizens employed abroad and non-nationals of Sri Lankan origin (born in Sri Lanka) who have been/are resident outside Sri Lanka are eligible (supported by documentary evidence).
  • The account can be opened while abroad or within 90 days of return to Sri Lanka.
  • The account can be opened jointly with spouse; otherwise all joint parties to the NRFC account should be working abroad.
  • The minimum age is 18 years.

 Requirements

  • A letter of appointment for employed individuals is needed.
  • The bank’s standard account opening forms should completed.
  • A copy of the National Identity Card or passport is required.
  • Minimum deposit should be USD 1000 or equivalent.