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Loans

Tailor made loans that offer convenience and flexibility

Nations Personal Loan is a convenient, hassle free financial solution that lets you fulfill your desires, be it a makeover for your home, a stereo system for your car, traveling the world with your loved ones or simply to indulge yourself in the finer things of life.

Personal Loans

Features and Benefits:

  • Loans up to a maximum of Rs. 5 million *
  • Fixed & Variable interest rate
  • Repayment period up to a maximum of 5 years (60 months) *
  • No personal guarantors or security required for salaried employees
  • Special interest rate concession and fee waivers for “Nations Salary Saver” customers
  • Freedom to apply jointly with spouse *
  • Loan processed within 5 working days *
Loan Amount Salary Remitting Customers (Salary Saver | Empower) Normal Process
Below LKR 500k No charge 5,000
On/Above LKR 500k- Below LKR 1Mn No charge 7,500
On/Above LKR 1 Mn- Below LKR 2 Mn No charge 8,500
On/Above LKR 2 Mn No Charge 10,000

Eligibility:

  • Sri Lankan citizens residing in Sri Lanka
  • Age between 18 - 55 years
  • Salaried individuals and professionals employed in entities recognized by the Bank
  • Minimum of 12 months and in confirmed employment
  • Earning a minimum basic salary of Rs.18,000 and a monthly fixed gross salary of Rs. 30,000

Documents required:

  • Completed Personal Loan application form
  • Copy of National Identity Card
  • Recent salary slip
  • Letter from employer confirming employment and income

Additional Documents required (upon the Bank’s requirement only*)

  • Salary assignment letter
  • Last 3 months bank statements
  • Latest utility bill

Car Loans

Features and Benefits:

  • Loan amounts ranging from Rs. 1 Million to Rs. 8 Million *
  • No personal guarantors
  • Loans granted for purchase of brand new, registered and unregistered vehicles
  • Repayment period up to a maximum of 7 years based on the year of manufacture of the vehicle.
  • All documentation including vehicle registration and insurance will be handled by the bank.

Eligibility:

  • Age between 21 - 55 years.
  • Employed in an established company recognized by the bank
  • Earning a minimum monthly gross salary of Rs. 40,000.

Documents required:

  • Duly completed Nations Car Loan application form.
  • Copy of National Identity Card, Passport or Driving License.
  • Most recent salary slip.
  • Letter from employer confirming employment, salary particulars.
  • Documents pertaining to the purchase and ownership transfer of the vehicle.
  • Vehicle valuation obtained from one of the bank’s approved panel of valuers.

For more information about Nations Personal Loans, please visit our nearest branch or call 011 4 711 411 to get in touch with one of our agents.

* Conditions apply.