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Tailor made loans that offer convenience and flexibility

Nations Personal Loan is a convenient, hassle free financial solution that lets you fulfill your desires, be it a makeover for your home, a stereo system for your car, traveling the world with your loved ones or simply to indulge yourself in the finer things of life.

Personal Loans

Features and Benefits:

  • Loans up to a maximum of Rs. 3.5 million *
  • Fixed & Variable interest rate
  • Repayment tenure up to a maximum of 5 years *
  • No guarantors or security required
  • Freedom to apply jointly with spouse
  • Dedicated sales team to visit you at your doorstep


  • Between 18 - 55 years of age
  • Earning a minimum monthly gross salary of Rs. 20,000
  • Employed in an established company recognized by the bank
  • Confirmed in current employment

Documents required:

  • Completed application form
  • Copy of National Identity Card
  • Letter from employer confirming employment and income
  • Recent salary slip
  • Salary assignment letter

Car Loans

Features and Benefits:

  • Loan amounts ranging from Rs. 1 Million to Rs. 8 Million *
  • Finance up to 100% of the market value of the vehicle.
  • No personal guarantors.
  • Loans granted for purchase of brand new, registered and unregistered vehicles.
  • Repayment period up to a maximum of 7 years based on the year of manufacture of the vehicle.
  • All documentation including vehicle registration and insurance will be handled by the bank.


  • Age between 21 - 55 years.
  • Employed in an established company recognized by the bank.
  • Earning a minimum monthly gross salary of Rs. 40,000.

Documents required:

  • Duly completed Nations Car Loan application form.
  • Copy of National Identity Card, Passport or Driving License.
  • Most recent salary slip.
  • Letter from employer confirming employment, salary particulars.
  • Documents pertaining to the purchase and ownership transfer of the vehicle.
  • Vehicle valuation obtained from one of the bank’s approved panel of valuers.

If you meet the eligibility criteria and the documents provided to us are complete, the loan will be processed within 5 working days.

For more information about Nations Personal Loans, simply call 011 4 605 999 to get in touch with one of our Business Development Officers.

* Conditions apply.